Our blog | The CS Group

13 Articles

Registered Debt Counsellor ×

The Law on Prescribed Debt in South Africa:

What Section 126B Protects: Section 126B prohibits creditors from selling, continuing to collect, or reactivating debts under credit agreements that have been extinguished by prescription under the Pr...

#NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa

Dec 4, 2025

Paid Your Default?

Here's What Happens Next Congratulations on settling your debt! But if you're expecting that default to vanish from your credit report immediately, you might be surprised to learn it doesn't work quit...

#NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa

Nov 10, 2025

Keeping Your Debt Review

Maintain Your Payment Plan Progress If you're currently under debt review in South Africa, understanding how to protect your repayment plan is crucial for successfully completing the process. The Real...

#NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa

Aug 14, 2025

Should I Consider Debt Counselling?

A Compassionate Guide for Those Who Feel Overwhelmed By Janet Homann If you're reading this at 2 AM, unable to sleep because of financial worries, know that you're not alone. After 17 years of sitting...

#NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa

Jul 31, 2025

Understanding Debt Review:

A Heart for Truth in Financial Guidance. By Janet Homann At The CS Group, we've witnessed firsthand how financial struggles can weigh heavily on families and individuals. Over our 17 years of faithful...

#NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa

Jul 30, 2025

My Journey with CS Debt Counselling:

The Beginning of Something Beautiful By Lynn Nel - NCRDC4398 In October 2009, I stepped through the doors of CS Debt Counselling with my heart pounding and butterflies dancing in my stomach. I was sca...

CS Debt Counselling Debt Counsellor Lynn Nel Registered Debt Counsellor Success Stories Team Stories

Jul 21, 2025

Why I Became a Debt Counsellor

Why I Became a Debt Counsellor By Bernidene Thieroff - NCRDC764 Since I was a little girl, I’ve always dreamed of running my own business. But even more than that, I wanted to make a difference . I wa...

Bernidene Thieroff CS Debt Counselling Debt Counsellor Registered Debt Counsellor Success Stories Team Stories

Jul 15, 2025

Who Conducts Debt Counselling?

Debt counselling is an essential service designed to assist individuals struggling with debt management. The process is conducted by a registered professional known as a Debt Counsellor (DC) . Let’s t...

Debt Counselling Debt Review Registered Debt Counsellor

Dec 5, 2024

Understanding Why Your Debt Review Payment May Increase

What to Do When Your Debt Review Payment Increases Many individuals under debt review encounter this situation, and it can be concerning. However, there are valid reasons why your payment amount may h...

Debt Review Registered Debt Counsellor

Aug 27, 2024

Verify Your Debt Counsellor

Why It's Crucial to Verify Your Debt Counsellor's Credentials When seeking help with debt review, it's essential to understand that a debt counsellor is not a company, just as a doctor is not a hospit...

Consumer Protection Debt Review Registered Debt Counsellor

Aug 20, 2024

How to Remove Debt Review

How to Remove Debt Review: A Comprehensive Guide If you’re seeking to clear your name from debt review, you’ve come to the right place. Removing your debt review status can be a crucial step towards f...

Registered Debt Counsellor Remove Debt Review

Aug 12, 2024

Debt Review Default

Debt Review Default: What Happens When You Can't Afford to Pay? Debt review is meant to be a lifeline for those struggling with overwhelming debt. However, what happens when you can't keep up with the...

Debt Review Defaulting Registered Debt Counsellor

Aug 6, 2024

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