Janet Homann You can Pay Creditors Directly Without a PDA Paying your creditors directly instead of relying on a Payment Distribution Agent (PDA) is a path that many consider for better control and timely payments. However, it requires careful planning to av... Debt Counselling Payment Distribution Agency (PDA) Dec 3, 2024
Janet Homann Black Friday Why Mindful Shopping Beats the Binge Black Friday is one of the most anticipated shopping events of the year. For weeks, advertisements flood our screens with promises of unbeatable deals, sparking a ... Avoid FOMO Mindful Spending Panic Buying Tips Nov 28, 2024
Janet Homann The Importance of Reading and Understanding Every Document You Sign In an era where legal and financial commitments can profoundly affect your future, it’s essential to approach every document you sign with the utmost caution. Renee Marais, a contributor to the DEBT R... Consumer Protection Document Signing Tips Nov 27, 2024 ITC Clearance
Janet Homann Why the NCR Cannot Remove Debt Review Status and the Importance of a Registered Debt Counsellor The debt review process, which came into effect through legislation in 2007, is a valuable support system for many South Africans dealing with heavy debt burdens. While it offers hope, it can also lea... Clearance Certificate Debt Review ITC Clearance Nov 22, 2024 ITC Clearance
Janet Homann How to Recode Your Eskom Pre-Paid Meter Before the Deadline Eskom, South Africa's primary electricity supplier, has announced an essential update for pre-paid meter users. With a deadline of 24 November 2024 , all customers must recode their pre-paid meters to... Urgent Nov 21, 2024
Janet Homann Points to Think About on Your Credit Record Credit Profile: A Reflection of Your Financial Past The Impact of Your Credit Score on Financial Opportunities How Payment History Shapes Your Credit Record Credit Utilization Ratio: Why It Matters Le... Fix Credit Report ITC Clearance Improve Credit Score Nov 12, 2024 ITC Clearance
Janet Homann Exit Debt Review Exiting debt review is not a simple cancellation. Once you’re in debt review, it remains on your credit record unless you meet specific conditions outlined by the law. Here’s what you need to know to ... Clearance Certificate Debt Review Debt Review Removal ITC Clearance Nov 12, 2024 ITC Clearance
Janet Homann Understanding the Importance of a Clearance Certificate in Debt Review A Clearance Certificate is an important document for consumers who have completed debt review. It signifies that all financial obligations have been met under the credit agreements that were included ... Clearance Certificate Debt Review ITC Clearance Nov 11, 2024 ITC Clearance
Janet Homann Navigating Credit Issues: A Guide for Those Affected by Deregistration Dealing with credit issues can be overwhelming, especially when unexpected complications arise from situations like deregistration from an educational institution. We recently encountered a case where... ITC Clearance Oct 29, 2024 ITC Clearance
Janet Homann Understanding Circular 04 of 2024: What’s New in South Africa’s Credit Industry Regulations? What Is Circular 04 of 2024? Circular 04 of 2024 is an official document from the Credit Industry Forum (CIF) in South Africa that updates everyone involved in the credit industry on recent changes an... Oct 28, 2024
Janet Homann How to Get Out of Debt Review and Clear Your Name from the Credit Bureau Debt can be overwhelming, and being under debt review often feels like a weight you can’t shake off. Many people find themselves stuck, wondering how to get out of debt review and clear their name fro... Debt Review Removal Fix Credit Report ITC Clearance Oct 18, 2024 Our blog
Janet Homann Beware of Scams: Free Debt Review Removal Offers The Truth About "Free Debt Review Removal" Dealing with debt review can feel overwhelming, especially if you're looking for ways to have your debt review status removed. Many consumers often search fo... Debt Review Removal Oct 17, 2024 Our blog
