What are debt review misrepresentations?

Debt review misrepresentations are false or misleading claims about the debt review process, including unrealistic timeline promises, guarantee claims about outcomes, hidden fees, oversimplified solutions, and services from unregistered providers.

How can I identify legitimate debt counsellors in South Africa?

Legitimate debt counsellors must be registered with the NCR, provide their registration number, be transparent about fees, allow review time, and offer personalized solutions rather than one-size-fits-all approaches.

What red flags should I watch for in debt review services?

Red flags include pressure to sign immediately, reluctance to provide clear fee information, promises that seem too good to be true, inability to provide NCR registration details, and communication that feels like sales pitches rather than counselling.