What are debt review misrepresentations?

Debt review misrepresentations are false or misleading claims about the debt review process, including unrealistic timeline promises, guarantee claims about outcomes, hidden fees, oversimplified solutions, and services from unregistered providers.

How can I identify legitimate debt counsellors in South Africa?

Legitimate debt counsellors must be registered with the NCR, provide their registration number, be transparent about fees, allow review time, and offer personalized solutions rather than one-size-fits-all approaches.

What red flags should I watch for in debt review services?

Red flags include pressure to sign immediately, reluctance to provide clear fee information, promises that seem too good to be true, inability to provide NCR registration details, and communication that feels like sales pitches rather than counselling.

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My Journey with CS Debt Counselling:

The Beginning of Something Beautiful By Lynn Nel - NCRDC4398 In October 2009, I stepped through the doors of CS Debt Counselling with my heart pounding and butterflies dancing in my stomach. I was sca...

CS Debt Counselling Debt Counsellor Lynn Nel Registered Debt Counsellor Success Stories Team Stories

Jul 21, 2025